Legal · Refunds
Refund Policy
Last updated: June 2026
We want you to enroll with confidence. This policy explains when and how you can cancel and receive a refund for the OPCS program. It applies together with our Terms of Service.
1. Full refund through your first session
You may cancel for a full refund any time before the program starts, and through the end of the calendar day (Pacific time) on which your first live session takes place. Attend the opening session and decide it's right for you — no questions asked.
2. Pro-rata refund up to 60% of the program
After your first session, and until 60% of the scheduled course hours have been delivered, you may cancel and receive a pro-rata refund for the portion of the program not yet delivered. This is intended to align with applicable California education regulations.
3. After 60% of the program
Once 60% of the scheduled course hours have been delivered, enrollment is non-refundable, because the majority of the live instruction has been delivered and your seat could not be offered to another student.
4. How to request a refund
Email contact@bayaiu.ai from the address on your account, with your name and order details. We confirm eligibility and process approved refunds promptly.
5. How refunds are issued
Refunds are calculated on the amount you actually paid (after any referral discount) and returned to your original payment method. Card refunds via Stripe typically post within 5–10 business days, depending on your bank.
Alipay payments are processed through Stripe and are refunded the same way — back to your Alipay account, on a similar timeline.
6. Chargebacks
If you believe you are owed a refund, please contact us first — we are happy to help. Filing a chargeback without contacting us may delay resolution and your access to the program.
7. Contact
Refund questions: contact@bayaiu.ai.
This policy is provided in English and Chinese for convenience. If there is any conflict, the English version governs. This policy does not limit any non-waivable rights you may have under applicable law.